Testimonials
“I have already recommended Tom to multiple friends and family members having worked with him now for about a year now. Tom has assisted me with life insurance, long term care and protected my retirement with an annuity. I am looking forward to continuing my engagement with him over the long term. He is attentive, timely, educated in the space and excellent with communication. Trust is a key component to a relationship like this, and I trust Tom entirely to assist in all of my personal financial affairs.”
Katie Crowe, DC
“It was a real pleasure working with Tommy. His expertise and knowledge of insurance planning is beyond reproach. He took the time to walk us through the different products and what they could do for us. He explained each option clearly and with great detail. After listening to us, he knew exactly what we needed to accomplish our goals. We highly recommend him to anyone that needs to protect the ones they love.”
Tammy & Randy Noel – Wimauma, FL.
“Tommy was extremely helpful when my husband and I were making decisions about retirement! We honestly did not know if we could do it, but Tommy analyzed our personal and financial situation, asked us about our future hopes and dreams, and helped us understand our options. He worked with us to create a plan that would not only keep us stable but also grow throughout the next decades of life changes. We are very grateful for all that Tommy has done to help us!”
Tina & Matt – Stewartstown, PA.
“I've been working with Tom on our life insurance policies for the past 10 years. He's helped us choose the best plans with only the coverages we need (and has saved us a lot of money over the years). We don't worry about anything. He always stays in touch and keeps us abreast of any changes or new opportunities that could affect us. In today's busy world, we don't have time to figure all this stuff out. We trust Tom with our life insurance plans 100% and know he truly has our best interests in mind. Through working with him over the years, he's become a family friend, not just our insurance guy.”
Jarvis - Red Lion, PA
"Tommy is by far the best insurance professional that I've ever worked with. He is extremely knowledgeable about all types of planning and his products. He knows the right questions to ask to find out your particular needs and what product to use to meet them. Tommy leaves no gaps when it comes to protecting my family. I know that I am in good hands”
Yvonne Phillips- Edgewood, MD.
“I really enjoyed working with Tom. He was very knowledgeable about the financial planning process. He is accredited with licenses in many different areas. He was able to explain in depth my options for my old 403b since I am retired. He was very open to listening to what I wanted it to do for me and what my major concerns were. After an in-depth conversation of my current financial situation, we agreed that a fixed indexed annuity would serve the purposes that I was looking for. It’s nice to have a layer of protection for what I worked so hard for. It was a seamless process and it’s a little easier to sleep at night. I would urge anyone to use Tom and his expertise.”
Mark Dunn – Sun City Center FL
“Tommy has been such a big help planning my retirement. He was so patient explaining everything to me - sometimes several times. He also took the time to research to find me the best options. I am so glad I found him. I have recommended him to all my friends.”
Susan Scott – York PA
“I have been working with Tom for the past eight years. He has helped me find the best annuity and life insurance policy that fits my needs. He always keeps in touch to answer any questions that should arise throughout the year. He’s professional, timely and well educated in this field. I will continue to do business with him and would recommend him to all my family and friends.”
Sincerely,
Debbie Pillitteri – Apollo Beach FL
“After recent family loss, I was looking for ways to improve my own transfer of wealth and final expense products to smooth the transition to my beneficiaries. Thomas Kaliszak at Kaliszak Insurance Consultancy was thoughtful and insightful leading me through choosing the best options to suit my needs. His professionalism and personal caring nature really made the products available easy to understand. I highly recommend Thomas Kaliszak for anyone searching for life insurance or final expense planning.”
Chris Wheeler - Sun City Center FL
“Tom has always helped my wife and I with any questions we had and all of or life insurance needs. Very professional and trusty worthy.”
Ben Sowers – York, PA
“Tommy is professional and understanding. He has the experience and insight to assist individuals in making financial decisions that support the client's needs, circumstances, and preferences. I highly recommend him to anyone needing financial guidance and planning for their family. You'll be in good hands!”
Tina Wilson Halethorpe, MD
“Tom has been a huge asset in helping our family with our life insurance, investing our money and annuities for our future. His expertise has aided in him helping us to protect our retirement. We look forward to working with Tom in the future with our financial needs and investments.”
Beth & Howard Lerch- Annville, PA.
“Thomas is extremely professional and knowledgeable in aspects of annuities, life insurance policies and protection of retirement accounts among other financial services. Thomas has assisted us with setting up an annuity as well as life insurance policies for us and our daughter and protecting our retirement fund from previous employers. We recommend Thomas for your financial planning needs as your life circumstances occur and change.”
Keith and Krista Klinedinst – Dallastown, PA.
“We want to thank Tommy for all his help throughout the years!! Our latest was setting up new life insurance policies for both of us. Tommy has always gone the extra mile to get to know us and our family and recommending and reviewing our current policies. He is very knowledgeable, has excellent customer service skills and always follows up. We appreciate everything.”
Lori & Rick Ross- Red Lion, PA.
"Understanding life insurance was confusing to me! Tom made everything an easy and smooth process! He answered all my questions, which was a lot for me, lol! I highly recommend allowing Tom to help with all your insurance and investment needs!"
Amanda Persing- Halifax, PA.
“My husband and I first met Tom when he became our neighbor. As time went on and we got to know him better we became friends as he was a very genuine and friendly person. We knew “sort of” what he did as a career but not being in the finance world we didn’t completely understand all that he did. All we knew was that he seemed to do very well with it. The time came when we needed to move our retirement money into another plan and Tom came instantly to mind. And of course he would remind us once in a while if we ever needed help or advice he was here for us. By this time Tom had moved to Florida but he went out of his way to make time for us when he was in town to come to our home and discuss options for our money to safely go. He took the time to explain our options and did a very good job at breaking it down for us to understand. By the end of our meeting we felt totally confident that we made the right decision and our money was in good hands. Since then, we get updates on our funds on a regular basis and he touches base with us as well just seeing if we need anything or have any questions. We highly recommend Tom to help with your financial needs. You won’t be disappointed.”
Angie & Rob – York, PA.
"We couldn't be more pleased with our experience with Mr. Kaliszak (Tommy). After dealing with some not so knowledgeable people in the past, Tommy's knowledge, professionalism and financial advice really helped educate us about a wide range of products that helped guide us in the right direction with our future retirement plans, savings, 401k and annuities. This man knows his stuff!!! We recommend him to anyone looking to better and secure their financial future."
Michael and Erika C.- Ruskin, FL.
“It was a real pleasure working with Tommy. His expertise and knowledge about life insurance and retirement was refreshing. He listened to what we wanted to accomplish and he found the right solutions for our family. I would highly recommend him to any of my family and friends.”
Joe M- Aberdeen, Md.
“Tom is a true pro. He helped us in setting our life insurance and walked us through everything, making sure that we understood all the benefits of our new policy. It can be a bit daunting setting up a policy, but Tom made it easy and super smooth. If you want someone who is there for you when you need him Tom is your guy. Thanks Tom, for all your help.”
Bill Ruiz- Manchester, MD.
“When you buy life Insurance you hope to never use it. Unfortunately, life happens so fast. So, when it hits you. You are not sure in which direction to go. On top of everything else you don’t need added stress. Thankfully we had Tom there to make it an easier transition.”
Carmelo Dominguez- New Oxford, PA.
“Tommy has been our financial advisor for over 10 years. From the very start he treated us in a friendly and professional manner. His personable approach along with his knowledge and expertise regarding the different options he has to offer, really put us at ease. He's able to explain complex information in a clear, concise way that makes it simple for my wife and I to understand. It's reassuring to know that if we have any questions he is only a phone call away and is very responsive to any concerns we may have. Additionally, he proves his commitment to providing world class customer service by reaching out to us on a regular basis just to ensure sure we're happy with our present course and answer any questions we may have. He has always treated us like family and takes care of our finances like they are his own. I highly recommend his services and truly believe you'll be just as satisfied as we have been.”
Terri & Tom R- Hampstead, MD.
“Tom has looked out for my retirement for the last 8 years. He keeps me informed with how my annuities are doing and is always looking out for my best interests. I recommend Tom when I can.”
Tom Markey
“We have known Tommy a long time. He has helped us with comprehensive planning over the years to secure our financial future. He has the knowledge and expertise needed to find the best products to fit your personal needs. He has helped us protect our family with life insurance policies as well as our investments with annuities. We know we are in good hands with Tommy. We would highly recommend him to take care of you and your loved ones as he has done for us.”
Marni & Dan M- Lutherville, Md
“Thomas brings great insight and knowledge when selecting plans to bring security to your family. He wants the best for you and your family and knows every option out there for the best insurance and investments that work for you financially. My wife and I know that we are financially secure for whatever life throws our way!”
Breah & Scott K- Dallastown, PA.
“We have been working with Tommy for almost 10 years and won't even consider making any changes. He's been super responsive and it's always a pleasure to work with him whether we have a question or need to update a policy, etc. My annuity is on autopilot. If he feels that we need to make a change due to market conditions or there are updated and new products that will get us a better return, he will let us know. He is on top of things.”
Erin & Mike S- Dover, PA.
“I was introduced to Tommy by a coworker and feel I've been in great hands ever since. He connected me with the best products for my situation, and I've been very pleased with the results. He communicates regularly and stays on top of my account. Tommy works hard for me and will work hard for you too!”
Leah Eaton- Derwood, MD.
Tommy has been extremely helpful for all of my financial needs, between my life insurance and investments he’s fast to get back to me with any question/request I may have. Tommy has your best interests in mind and you can trust he’ll do what’s right for you and your financial needs.
M. Reese-MD.